Fix&Flip Financing

Fast and reliable loans for the purchase and renovation of investment properties in Florida, with leverage of up to 75% of ARV.

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Investor reviewing a renovation floor plan

Fast and Easy Solution for Property Renovation

Who it’s for: Investors acquiring a distressed or under-market residential property to renovate and resell.

What it funds: Purchase price plus renovation budget, released in draws against completed work.

Fast Funding

Initial review within 24 hours. Closing in 7–14 days from a complete file.

Flexible Terms

Terms from 3 to 12 months, with a 6-month extension option.

No Prepayment Penalty After 3 Months

Interest-only payments. After the 3-month minimum interest period, pay off early at no extra cost.

House before renovation
The same house after renovation

Fix&Flip Terms and Conditions

Loan Amount

From $50,000

Interest Rate*

10.5% – 12.5%

Loan to Cost (LTC)

Up to 85% of purchase

Term

3 – 12 months (+6 ext.)

Renovation Funding

Up to 100% of budget

Time to Close

7 – 14 days

Loan to ARV

Up to 75%

Prepayment Penalty

None after 3 months

Origination

1.5 – 2 points

Rehab Draws

Released after inspection

*Indicative terms for qualified transactions. Actual rate, points and leverage depend on the property, the project and the borrower, and are subject to underwriting, appraisal and final approval. Advertised rates, fees and terms may change without notice.

Estimate Your Loan

Example figures. Replace them with your deal.

Estimated loan amount–
Toward purchase, at closing–
Rehab funds, released in draws–
Origination (1.5–2 points)–
Estimated cash to close–
Monthly interest, fully drawn–

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Estimate only, based on our indicative Fix&Flip terms: up to 85% of purchase, up to 100% of rehab, capped at 75% of ARV, interest at 10.5–12.5%. Not an offer or commitment to lend; final terms are set in underwriting.

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