EMD Funding
Earnest Money Deposit - immediate financing for real-estate wholesalers and investors
Learn MoreFast and reliable loans for the purchase and renovation of investment properties in Florida, with leverage of up to 75% of ARV.

Who it’s for: Investors acquiring a distressed or under-market residential property to renovate and resell.
What it funds: Purchase price plus renovation budget, released in draws against completed work.
Initial review within 24 hours. Closing in 7–14 days from a complete file.
Terms from 3 to 12 months, with a 6-month extension option.
Interest-only payments. After the 3-month minimum interest period, pay off early at no extra cost.


Loan Amount
From $50,000
Interest Rate*
10.5% – 12.5%
Loan to Cost (LTC)
Up to 85% of purchase
Term
3 – 12 months (+6 ext.)
Renovation Funding
Up to 100% of budget
Time to Close
7 – 14 days
Loan to ARV
Up to 75%
Prepayment Penalty
None after 3 months
Origination
1.5 – 2 points
Rehab Draws
Released after inspection
*Indicative terms for qualified transactions. Actual rate, points and leverage depend on the property, the project and the borrower, and are subject to underwriting, appraisal and final approval. Advertised rates, fees and terms may change without notice.
Estimate only, based on our indicative Fix&Flip terms: up to 85% of purchase, up to 100% of rehab, capped at 75% of ARV, interest at 10.5–12.5%. Not an offer or commitment to lend; final terms are set in underwriting.
Earnest Money Deposit - immediate financing for real-estate wholesalers and investors
Learn MoreQuick liquidity for acquisitions. Fast-close solution to bridge the gap between purchase and long-term conventional or DSCR finance
Learn More100% funding for Seamless Double Closings (A-B/B-C)
Learn MoreDrop your details below to discuss your project with an expert. We’ll contact you within 24 hours.